Terms of service.

This website,www.livelifeall.in (collectively, the “Site”), is owned and operated by Krista Schrage, doing business as All in Design (“COMPANY,” “I,” or “me”). By using the Site, you agree to be bound by these Terms of Use and to use the Site in accordance with these Terms, my Privacy Policy, Refund Policy, and any additional terms applicable to specific sections of the Site or to products and services available through the Site. Accessing the Site in any manner constitutes use of the Site and your agreement to be bound by these Terms of Use.

I reserve the right to change these Terms of Use or impose new conditions on Site use, in which case I will post the revised Terms on this website. By continuing to use the Site after such changes, you accept the Terms as modified.

Intellectual Property Rights

The Site is provided solely for your personal non-commercial use. You may not use the Site or materials available on the Site in a manner that constitutes an infringement of my rights or that has not been authorized by me. You may download and/or print one copy of individual pages of the Site for personal, non-commercial use, provided you keep intact all copyright and other proprietary notices.

By posting or submitting any material to me via the Site or other communication channels, you represent that you are the owner of the material or have obtained permission from the owner.

Limitations on Linking and Framing

You may establish a hypertext link to the Site, provided the link does not state or imply any sponsorship of your site by me. You may not frame or inline link the content of the Site without my prior written permission.

Limitation of Liability

I shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site or products, services, or materials made available through the Site.

Termination

I may cancel or terminate your right to use the Site or any part of the Site at any time without notice. Upon termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination.

Refund Policy

All sales of goods, services, experiences, or programs offered by the COMPANY are non-refundable, unless otherwise stated in the terms clearly provided at the time of purchase.

Digital Millennium Copyright Act

If you believe in good faith that materials hosted by me infringe your copyright, you may send a notice requesting that the material be removed. Notices must meet the then-current statutory requirements imposed by the DMCA.

Assignment

This Agreement shall be binding upon and inure to the benefit of me and my respective assigns, successors, heirs, and legal representatives. All rights and obligations under this Agreement may be freely assigned by me.

Dispute Resolution

These Terms of Use shall be governed by the laws of the State of Illinois. Any dispute shall be subject to binding arbitration in Illinois.

Class Action Waiver

You may only resolve disputes with me on an individual basis and may not bring a claim as a plaintiff or a class member in a class or representative action.

Severability

If any clause within these Terms of Use is found to be illegal or unenforceable, that clause will be severed, and the remainder of the Terms will remain in full force and effect.